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Dale Soos, an engineer with Intertek, says his organization confers a "verified" mark on safes that meet their manufacturers' criteria for water resistance.

Some safes are submerged to simulate the effects of a flood or broken water line.

"Once they get their arms full," he adds, "they're out of there." A 1.2 or 1.3 cubic-foot safe probably weighs about 100 pounds empty, making it a less attractive target than jewelry, cameras, small electronics, and other more portable items a burglar might spot.

Many safes also come with bolt-down kits, a further deterrent to thieves in a hurry.

Other safes can be concealed in a wall or anchored in a concrete floor.

Where to buy one You can find home safes at such retailers as Home Depot, Lowe's, and Sears, as well as online at Amazon.com, among other sites.A TL-15 rated safe, for example, can withstand an attack of at least 15 minutes using common tools.While most home safes don't carry a rating for burglary resistance, they do, as a practical matter, provide some protection. Mc Goey, a security consultant in Los Angeles, says that burglars generally go for what they can grab in one run through a house."Fires tend to move through a home, so 20 minutes is about the average in a room or an area." Burglary protection Independent ratings for burglary resistance are less common for home safes than for ones made for commercial users, such as jewelry stores.To determine their burglary-resistance ratings, UL testers go at safes with tools, torches, and even explosives, Drengenberg says.