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For home safes, 30 minutes of protection is most common, although you can also find safes that offer one or more hours' worth, typically with higher price tags.

To determine their burglary-resistance ratings, UL testers go at safes with tools, torches, and even explosives, Drengenberg says.Here are some of the ways they evaluate them: Fire resistance Fire is the No. The National Fire Protection Association says that during an average lifetime, there's a one in four chance of experiencing a household fire large enough to warrant calling the fire department.1 concern of most buyers, according to Greg Bonsib, director of brand management at Sentry Safe, a major manufacturer in Rochester, N. UL and Intertek rate fire-resistant safes in terms of what type of material they'll protect and how long they'll protect it.Home safes might not be the best place for your precious jewelry, rare coins, or 1952 Mickey Mantle rookie card.For those kinds of treasures, a safe-deposit box at a bank probably offers more protection.

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Your basement could be better from a fire-protection standpoint; there's usually less down there to burn, Soos says.

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