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You accrue points with purchases which you can use to book travel, redeem shopping rewards or transfer to Frequent Traveller Partners like Qantas and Velocity.You can also use these points to access discounts at Ticketmaster.

Some of these retailers may place a surcharge on ALL credit cards that go through their checkout.Eligibility for American Express cards varies between cards.However, an applicant must be 18 years or older, an Australian resident or citizen, have a good credit rating and must meet the minimum income requirement for the card.This surcharge is typically around 2% of the total cost.You will be advised during the checkout process whether a surcharge is included in your cost for using this credit card.

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